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BabiesBudgeting for Twins What Parents Should KnowHaving twins will require more than you may have prepared for. Here are some simple tips from our friends at DivineCaroline for parents to save money when budgeting for multiples.Choosing a Name for Your BabyIf your last name is Budd or Banks, you may not want to name your child Rose or Robin. For assistance in naming your new arrival, be sure to check out our handy baby name resources. Choosing an Obstetric Healthcare ProviderChoosing an obstetric healthcare provider is a big and important decision to make. To help you through your decision process, here is a starter list of things to ask and consider. Health Insurance Options for Pregnant WomenIf you have limited health insurance, don't have health insurance, or can't afford hospital costs, there are some options available. Newborn Screening Tests by StateNewborn screening tests vary from state to state. Be informed on the subject. Putting a Birth Announcement in the NewspaperYou can mail or e-mail your information to the newspaper(s) of your choice. Types of Obstetric Healthcare ProvidersHere are the types of obstetric health care providers that may be available to you.
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Choosing an Obstetric Healthcare Provider

Choosing an obstetric healthcare provider is a big and important decision to make. To help you through your decision process, here is a starter list of things to ask and consider. Feel free to add or omit any part of this list – after all, the decision is up to you.

Getting Started

List your personal preferences about prenatal care, childbirth and postpartum care:

  • Where would you prefer to have the birth – at home, at a birthing center or hospital?
  • Who would you like to have with you during labor and birth?
  • What cultural or personal preferences do you have regarding childbirth?
  • Does it matter if the care provider is male or female?

Types of Birthing Services

WHN Tip: Consider your financial and insurance situation.
You may want to look at the average costs of prenatal, labor and postpartum services and decide on which services will work best for you.

  • Birthing classes: $100-$200
  • Doula: $500-$1500
  • Midwife: $2000-$3500
  • Obstetricians: $3000-$5000
  • Delivery at home: $3000-$4000
  • Delivery at a birthing center: $3000-$4000
  • Delivery at hospital: $6000-$8000 (more if it's a cesarean or high-risk pregnancy)

Sources: Midwives Alliance of North America (MANA), American Pregnancy Association.

WHN Tip: Ask your health insurance agent about what programs and services are covered under your policy. Insurance companies may or may not cover midwifery or doula services.
All federal health insurance programs (Medicare and Medicaid) are required to cover nurse-midwifery services.

Choosing A Prenatal, Labor And Postpartum Care Provider

WHN Tip: Read our article Types of Obstetric Health Care Providers to learn more.

Ask family and friends for recommendations about providers. Also, ask your physician or other medical professionals for referrals.

Make an appointment to meet with a few different care providers before settling on one.

Use this list of questions to get you started. Omit or add questions as needed, and take notes to review later.

General

  • How many babies do you deliver a week?
  • Do you have vacancies or is there a waiting list for your services?
  • Are you available for my due date?
  • What happens if you are not available at the time of my birth?
  • Will you be able to assist the labor at my chosen birth setting (home, birthing center, hospital)?

Philosophy

  • What is your philosophy regarding childbirth?
  • Why did you choose to become a doula/midwife/physician?
  • Will you be able to accommodate my personal or cultural preferences regarding childbirth?
  • Can my partner, family member or friend be present for the birth?
  • What methods or practices do you normally use during labor?

Services and Costs

  • What services do you provide? (Services might include fertility and reproductive education, prenatal care, medical exams and services, counseling, labor support, postpartum and newborn care, etc.)
  • What services are/are not provided in the basic rate?
  • What services do you offer for my entire family?
  • Will my insurance cover your service costs? If not, what other resources are available to cover costs?
  • What hospitals or other doctors/nurses/midwives/doulas do you work with?
  • How will you plan to communicate with the other care providers and administration involved?
  • When are you available to be contacted – 24 hours a day? Weekends? Holidays?
  • How often are prenatal appointments?
  • How often will we meet towards the end of the pregnancy?
  • How long does a regular visit last?
  • What happens at a regular visit?
  • Who will I see at each appointment?
  • What is your rate of Cesarean sections? Induced labor?
  • What is your practice with postdates (going overdue)?
  • During labor, when will you arrive at my birth setting?
  • What would happen should a complication arise?
  • How long will you stay after the birth?
  • Do you offer postpartum or newborn care services?

Credentials

  • What training have you had?
  • How long have you been in practice?
  • Are you certified?
  • Are you licensed?
  • May I see proof of your credentials?
  • Do you have any references or referrals?
  • Do you have insurance?

Reviewing the Candidates

  • Is the care provider knowledgeable?
  • Does the care provider take the time to explain care, services, procedures and methods?
  • Does the care provider share similar philosophies regarding childbirth?
  • Does the care provider make me feel at ease?
  • Is the care provider's office in a convenient location (near home or work)?
  • Is the provider willing to travel to my home or birth setting to provide necessary services (i.e. midwives for home births or postpartum care) or accommodate special requests?
  • Can I afford their services? Will my insurance cover the costs of their services?
  • Do I feel good about my decision?

After you have made your choice, keep track of all your appointments, bills, paperwork, etc. by starting a folder or binder just for your obstetric care, classes and services.

Bring a list of questions you may have to each appointment and pen and paper to jot down notes.

Keep copies of receipts, bills and forms.

Other Life Pages
BabiesBudgeting for Twins What Parents Should Know

Having twins will require more than you may have prepared for. Here are some simple tips from our friends at DivineCaroline for parents to save money when budgeting for multiples.

 Read More
Choosing a Name for Your Baby

If your last name is Budd or Banks, you may not want to name your child Rose or Robin. For assistance in naming your new arrival, be sure to check out our handy baby name resources.

 Read More
Choosing an Obstetric Healthcare Provider

Choosing an obstetric healthcare provider is a big and important decision to make. To help you through your decision process, here is a starter list of things to ask and consider.

 Read More
Health Insurance Options for Pregnant Women

If you have limited health insurance, don't have health insurance, or can't afford hospital costs, there are some options available.

 Read More
Newborn Screening Tests by State

Newborn screening tests vary from state to state. Be informed on the subject.

 Read More
Putting a Birth Announcement in the Newspaper

You can mail or e-mail your information to the newspaper(s) of your choice.

 Read More
Types of Obstetric Healthcare Providers

Here are the types of obstetric health care providers that may be available to you.

 Read More