Finding Affordable Child Care
Finding affordable child care isn't easy. Here is a "starter" list of resources and tips to help you on your search.
WHN Tip: According to the Children's Defense Fund, the average cost of child care for a four-year old is $4,000-6,000+ a year. Some urban area centers can charge over $10,000 a year.
Programs and Resources
State and local child care resource and referral agencies
Ask about state child care subsidies, eligibility information, how to apply for assistance, local scholarship or tuition assistance programs.
State child care and development fund contacts
Ask about child care subsidies and eligibility information.
Head Start/Early Head Start programs
Comprehensive child development programs for children from birth to age 5, pregnant women, and their families to increase the school readiness of young children in low-income families. Click here to find a Head Start program in your area.
Operation: Military Child Care subsidies or Military Child Care in Your Neighborhood program can be options for active/deployed members of the military and their spouses.
Veterans may be eligible for the Veteran Affairs Child Care Subsidy Program. (Note: Not available in all states.)
Ask about child care benefits at work.
Paying for Child Care
You may be able to receive tax benefits for child care depending on your income level. Visit the sites below to learn more.
Claiming the Child and Dependent Care Credit
If you paid someone to care for a child or a dependent so you could work or look for work, you may be able to reduce your tax by claiming the Child and Dependent Care Credit on your federal income tax return. Also, twenty-four states have state tax programs related to the Child and Dependent Care Credit. Contact your state tax office to learn more.
Earned Income Tax Credit
The Earned Income Tax Credit (EITC) sometimes called the Earned Income Credit (EIC), is a refundable federal income tax credit for low-income working individuals and families. Visit the above site to learn more.
National Women's Law Center
This site lists online resources for financial and tax assistance, welfare and the Dependent Care Assistance Program. The National Women's Law Center is a nonprofit organization dedicated to make the law and public policies work for women and their families.
Child CareChoosing a Babysitter