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After A DisasterItems You May Need After a DisasterHere is a starter list of some things you should buy or look into after a disaster. Emergency and Disaster ServicesHere are links to organizations and resources that provide assistance and information in an emergency or natural disaster.How Social Workers Help Disaster SurvivorsWe interviewed, received advice and gathered ideas from social workers around the country to give you an idea of what social workers do and how they help after a disaster or fire.Dial 2-1-1 for Community HelpYou've heard about 9-1-1 and 4-1-1, now there's 2-1-1, a number dedicated to connecting people with helpful community services and volunteer opportunities.How Disasters Are DeclaredA major disaster could result from a hurricane, earthquake, flood, tornado or major fire. The event must be clearly more than state or local governments can handle alone. Temporary Housing Data SheetDepending upon the damage, you may be staying in your home, a friend's home, a hotel, or a shelter. Should you need temporary housing, here is a brief form for you to write down your temporary housing details.FEMA Disaster Recovery CentersDisaster Recovery Centers are temporary centers set up in a federal disaster area, helping local residents through the federal assistance application process and also offer recovery advice.Water Quality and Safety PrecautionsWhen it comes to food and water, err on the side of contamination until you know better. (In other words, guilty until proven innocent.)Federal Food Safety GuidelinesHas your fridge or freezer turned off and the food is still inside? Apply the golden rule for food safety: "If In Doubt, Throw It Out." Below are general food safety and cleaning tips from the government's food safety guidelines.Contacting Others After a Disaster or TraumaThe most important thing to realize is that you are safe. Now, let others know how you are — and where you are.Disaster Assistance TimelineHere is a timeline breaking down how your local emergency management services, first responders and other organizations will respond after a natural disaster. Disaster Relief Financial Assistance OptionsExperts we've interviewed say that the severity of a natural disaster affects the time it takes to receive financial assistance.Handling Emotional and Physical Stress After a DisasterNatural disasters cause emotional and physical stress — and a host of reactions including anxiety, depression, difficulty concentrating, sadness, anger, fatigue, hopelessness, irrational fears, and nightmares.FEMA Common Misconceptions about Disaster AidHere are some common misconceptions about FEMA from FEMA.FEMA Questions to AskAs with an insurance agent, these questions for FEMA officials may confirm what you already know, or may help you understand what processes, timelines and what federal aid is available.FEMA Types of Disaster AidThe following information is from FEMA (Federal Emergency Management Agency).Filing for Federal Disaster ReliefFederal Disaster Relief is available after the President issues a disaster declaration for your area. Visit FEMA's (Federal Emergency Management Agency) site, to see if a disaster declaration has been made in your area.Helping Others Hit by DisasterImmediately or soon after an emergency or natural disaster, many people want to help. Here are some tips to help you help others. Review these, be safe, be smart.About the American Red CrossThe American Red Cross is a humanitarian organization led by volunteers, with a mission to provide relief to victims of disasters and help people prevent, prepare for, and respond to emergencies.In the News How to Get Disaster InformationMedia web sites are good resources for local information, breaking news and weather updates during and after natural disasters. Here are some ways to use the media to your best advantage.In the News Reporting on DisastersAfter a major disaster — fire, natural disaster or other catastrophe — the media will mostly like arrive on the scene. Here's what to know.Tax Tips After a DisasterAfter a disaster, fire or other major loss, bills and expenses can pile up quickly. Luckily, there are some IRS forms you can complete to receive immediate help and possibly get additional tax relief over the next few years. Who Will Help You After a Disaster?After a storm, local and regional authorities — such as police officers, firefighters, ambulance services and state or municipal service workers — may be dispatched to severely affected areas. Here's what to know.

Disaster Relief: Financial Assistance Options

Experts we've interviewed say that the severity of a natural disaster affects the time it takes to receive financial assistance.

Remember to contact all possible options for assistance: your insurance agent, American Red Cross, The Salvation Army and other faith- based organizations.

WHN Expert Tip: Disaster Assistance
Anyone affected by a federal disaster can apply for disaster assistance — you don't need to have insurance. Read Filing for Federal Disaster Relief for information on calling for relief and the types of federal and state assistance available.

Federal Emergency Management Agency (FEMA).

If your area is declared a federal disaster area, the main source for financial assistance is Federal Emergency Management Agency (FEMA).

FEMA — (800) 621-FEMA (3362)
For speech-or hearing-impaired — (TTY) (800) 462-7585
Or register online.

You'll be assigned a registration identification number.

Ask how long it will take for your registration to be processed.

WHN Tip: Don't apply twice. According to FEMA, registering more than once delays your application.

In most cases, a FEMA inspector will telephone to make an appointment to visit your damaged home and assess the losses. Write down:

  • Inspector's name
  • Date(s) of calls
  • Date(s) and time(s) of appointment(s)
  • Expected actions from you and from the inspector
  • Best way to reach him/her
  • Where they are based in the area

WHN Expert Tip: Home Inspection
It is not required that you be present for the inspection. You can make arrangements with the inspector for someone else to go through the house in your absence — either a designated relative, friend over 18 years of age or a FEMA representative.

Day of FEMA Inspection

FEMA lists the following points to remember during inspections:

Identification: Generally, FEMA staff in the field wear blue short-sleeved collared t-shirts with the letters FEMA in white over the right breast. They also wear blue long-sleeved plastic windbreakers with FEMA across the back and blue hats with FEMA across the top. When not working a disaster, FEMA staff in headquarters and wear business attire.

WHN Staff Tip: Don't rely on clothing insignias alone for identification. Ask to see photo identification badge. (They all have them.)

FEMA Equipment: All FEMA inspectors carry a hand-held computer with information about the person whose household is being inspected. The computer is only for FEMA programs and has no use to anyone else.

Your Information: Show proof of occupancy and proof of ownership (house deed, lease agreement, electric/gas/water bill, bank statement, voter registration, etc.).

Remember — FEMA inspectors do not determine any dollar amounts. They only inspect and document damage. They also do not carry money or ask for money.

Farm Owner?

Go to USDA - Disaster Assistance Programs for more information. The Farm Service Agency provides assistance for natural disaster losses, resulting from drought, flood, fire, freeze, tornadoes, pest infestation, and other calamities.

After A DisasterItems You May Need After a DisasterHere is a starter list of some things you should buy or look into after a disaster. Emergency and Disaster ServicesHere are links to organizations and resources that provide assistance and information in an emergency or natural disaster.How Social Workers Help Disaster SurvivorsWe interviewed, received advice and gathered ideas from social workers around the country to give you an idea of what social workers do and how they help after a disaster or fire.Dial 2-1-1 for Community HelpYou've heard about 9-1-1 and 4-1-1, now there's 2-1-1, a number dedicated to connecting people with helpful community services and volunteer opportunities.How Disasters Are DeclaredA major disaster could result from a hurricane, earthquake, flood, tornado or major fire. The event must be clearly more than state or local governments can handle alone. Temporary Housing Data SheetDepending upon the damage, you may be staying in your home, a friend's home, a hotel, or a shelter. Should you need temporary housing, here is a brief form for you to write down your temporary housing details.FEMA Disaster Recovery CentersDisaster Recovery Centers are temporary centers set up in a federal disaster area, helping local residents through the federal assistance application process and also offer recovery advice.Water Quality and Safety PrecautionsWhen it comes to food and water, err on the side of contamination until you know better. (In other words, guilty until proven innocent.)Federal Food Safety GuidelinesHas your fridge or freezer turned off and the food is still inside? Apply the golden rule for food safety: "If In Doubt, Throw It Out." Below are general food safety and cleaning tips from the government's food safety guidelines.Contacting Others After a Disaster or TraumaThe most important thing to realize is that you are safe. Now, let others know how you are — and where you are.Disaster Assistance TimelineHere is a timeline breaking down how your local emergency management services, first responders and other organizations will respond after a natural disaster. Disaster Relief Financial Assistance OptionsExperts we've interviewed say that the severity of a natural disaster affects the time it takes to receive financial assistance.Handling Emotional and Physical Stress After a DisasterNatural disasters cause emotional and physical stress — and a host of reactions including anxiety, depression, difficulty concentrating, sadness, anger, fatigue, hopelessness, irrational fears, and nightmares.FEMA Common Misconceptions about Disaster AidHere are some common misconceptions about FEMA from FEMA.FEMA Questions to AskAs with an insurance agent, these questions for FEMA officials may confirm what you already know, or may help you understand what processes, timelines and what federal aid is available.FEMA Types of Disaster AidThe following information is from FEMA (Federal Emergency Management Agency).Filing for Federal Disaster ReliefFederal Disaster Relief is available after the President issues a disaster declaration for your area. Visit FEMA's (Federal Emergency Management Agency) site, to see if a disaster declaration has been made in your area.Helping Others Hit by DisasterImmediately or soon after an emergency or natural disaster, many people want to help. Here are some tips to help you help others. Review these, be safe, be smart.About the American Red CrossThe American Red Cross is a humanitarian organization led by volunteers, with a mission to provide relief to victims of disasters and help people prevent, prepare for, and respond to emergencies.In the News How to Get Disaster InformationMedia web sites are good resources for local information, breaking news and weather updates during and after natural disasters. Here are some ways to use the media to your best advantage.In the News Reporting on DisastersAfter a major disaster — fire, natural disaster or other catastrophe — the media will mostly like arrive on the scene. Here's what to know.Tax Tips After a DisasterAfter a disaster, fire or other major loss, bills and expenses can pile up quickly. Luckily, there are some IRS forms you can complete to receive immediate help and possibly get additional tax relief over the next few years. Who Will Help You After a Disaster?After a storm, local and regional authorities — such as police officers, firefighters, ambulance services and state or municipal service workers — may be dispatched to severely affected areas. Here's what to know.