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After A DisasterItems You May Need After a DisasterHere is a starter list of some things you should buy or look into after a disaster. Emergency and Disaster ServicesHere are links to organizations and resources that provide assistance and information in an emergency or natural disaster.How Social Workers Help Disaster SurvivorsWe interviewed, received advice and gathered ideas from social workers around the country to give you an idea of what social workers do and how they help after a disaster or fire.Dial 2-1-1 for Community HelpYou've heard about 9-1-1 and 4-1-1, now there's 2-1-1, a number dedicated to connecting people with helpful community services and volunteer opportunities.How Disasters Are DeclaredA major disaster could result from a hurricane, earthquake, flood, tornado or major fire. The event must be clearly more than state or local governments can handle alone. Temporary Housing Data SheetDepending upon the damage, you may be staying in your home, a friend's home, a hotel, or a shelter. Should you need temporary housing, here is a brief form for you to write down your temporary housing details.FEMA Disaster Recovery CentersDisaster Recovery Centers are temporary centers set up in a federal disaster area, helping local residents through the federal assistance application process and also offer recovery advice.Water Quality and Safety PrecautionsWhen it comes to food and water, err on the side of contamination until you know better. (In other words, guilty until proven innocent.)Federal Food Safety GuidelinesHas your fridge or freezer turned off and the food is still inside? Apply the golden rule for food safety: "If In Doubt, Throw It Out." Below are general food safety and cleaning tips from the government's food safety guidelines.Contacting Others After a Disaster or TraumaThe most important thing to realize is that you are safe. Now, let others know how you are — and where you are.Disaster Assistance TimelineHere is a timeline breaking down how your local emergency management services, first responders and other organizations will respond after a natural disaster. Disaster Relief Financial Assistance OptionsExperts we've interviewed say that the severity of a natural disaster affects the time it takes to receive financial assistance.Handling Emotional and Physical Stress After a DisasterNatural disasters cause emotional and physical stress — and a host of reactions including anxiety, depression, difficulty concentrating, sadness, anger, fatigue, hopelessness, irrational fears, and nightmares.FEMA Common Misconceptions about Disaster AidHere are some common misconceptions about FEMA from FEMA.FEMA Questions to AskAs with an insurance agent, these questions for FEMA officials may confirm what you already know, or may help you understand what processes, timelines and what federal aid is available.FEMA Types of Disaster AidThe following information is from FEMA (Federal Emergency Management Agency).Filing for Federal Disaster ReliefFederal Disaster Relief is available after the President issues a disaster declaration for your area. Visit FEMA's (Federal Emergency Management Agency) site, to see if a disaster declaration has been made in your area.Helping Others Hit by DisasterImmediately or soon after an emergency or natural disaster, many people want to help. Here are some tips to help you help others. Review these, be safe, be smart.About the American Red CrossThe American Red Cross is a humanitarian organization led by volunteers, with a mission to provide relief to victims of disasters and help people prevent, prepare for, and respond to emergencies.In the News How to Get Disaster InformationMedia web sites are good resources for local information, breaking news and weather updates during and after natural disasters. Here are some ways to use the media to your best advantage.In the News Reporting on DisastersAfter a major disaster — fire, natural disaster or other catastrophe — the media will mostly like arrive on the scene. Here's what to know.Tax Tips After a DisasterAfter a disaster, fire or other major loss, bills and expenses can pile up quickly. Luckily, there are some IRS forms you can complete to receive immediate help and possibly get additional tax relief over the next few years. Who Will Help You After a Disaster?After a storm, local and regional authorities — such as police officers, firefighters, ambulance services and state or municipal service workers — may be dispatched to severely affected areas. Here's what to know.

FEMA: Types of Disaster Aid

The following information is from FEMA (Federal Emergency Management Agency).

Categories of Disaster Aid

Individual Assistance — This FEMA site is for damage to residences and businesses or personal property losses

Public Assistance — This FEMA site is for infrastructure repair, public facilities and debris removal.

Individual Assistance

Immediately after the declaration, disaster workers arrive and set up a central field office to coordinate the recovery effort.

A toll-free telephone number is published for use by affected residents and business owners in registering for assistance.

Disaster Recovery Centers also are opened where disaster victims can meet with program representatives and obtain information about available aid and the recovery process.

Types of Individual Disaster Aid

Disaster Housing — May be available for up to 18 months, using local resources, for displaced persons whose residences were heavily damaged or destroyed. Funding also can be provided for housing repairs and replacement of damaged items to make homes habitable.

Disaster Grants — Available to help meet other serious disaster related needs and necessary expenses not covered by insurance and other aid programs. These may include replacement of personal property, and transportation, medical, dental and funeral expenses.

Low-Interest Disaster Loans — Available after a disaster for homeowners and renters from the Small Business Administration (SBA) to cover uninsured property losses. Loans may be for repair or replacement of homes, automobiles, clothing or other damaged personal property.  Loans are also available to businesses for property loss and economic injury.

Other Disaster Aid Programs

Other programs include crisis counseling, disaster-related unemployment assistance, legal aid and assistance with income tax, Social Security and Veteran's benefits.

Other state or local help may also be available.

Assistance Process

After the application is taken, the damaged property is inspected to verify the loss.

If approved, an applicant will soon receive a check for rental assistance or a grant.

Loan applications require more information and approval may take several weeks after application.

The deadline for most individual assistance programs is 60 days following the President's major disaster declaration.

Audits are done later to ensure that aid went to only those who were eligible and that disaster aid funds were used only for their intended purposes. These federal program funds cannot duplicate assistance provided by other sources such as insurance.

After a major disaster, FEMA tries to notify all disaster victims about the available aid programs and urge them to apply.

Types of Public Assistance

Public Assistance is aid to state or local governments to pay part of the costs of rebuilding a community's damaged infrastructure. Generally, public assistance programs pay for 75 per cent of the approved project costs.

Public Assistance may include debris removal, emergency protective measures and public services, repair of damaged public property, loans needed by communities for essential government functions and grants for public schools.

Hazard Mitigation

Disaster victims and public entities are encouraged to avoid the life and property risks of future disasters.

Examples include the elevation or relocation of chronically flood-damaged homes away from flood hazard areas, retrofitting buildings to make them resistant to earthquakes or strong winds, and adoption and enforcement of adequate codes and standards by local, state and federal government.

FEMA helps fund damage mitigation measures when repairing disaster-damaged structures and through the Hazard Mitigation.

After A DisasterItems You May Need After a DisasterHere is a starter list of some things you should buy or look into after a disaster. Emergency and Disaster ServicesHere are links to organizations and resources that provide assistance and information in an emergency or natural disaster.How Social Workers Help Disaster SurvivorsWe interviewed, received advice and gathered ideas from social workers around the country to give you an idea of what social workers do and how they help after a disaster or fire.Dial 2-1-1 for Community HelpYou've heard about 9-1-1 and 4-1-1, now there's 2-1-1, a number dedicated to connecting people with helpful community services and volunteer opportunities.How Disasters Are DeclaredA major disaster could result from a hurricane, earthquake, flood, tornado or major fire. The event must be clearly more than state or local governments can handle alone. Temporary Housing Data SheetDepending upon the damage, you may be staying in your home, a friend's home, a hotel, or a shelter. Should you need temporary housing, here is a brief form for you to write down your temporary housing details.FEMA Disaster Recovery CentersDisaster Recovery Centers are temporary centers set up in a federal disaster area, helping local residents through the federal assistance application process and also offer recovery advice.Water Quality and Safety PrecautionsWhen it comes to food and water, err on the side of contamination until you know better. (In other words, guilty until proven innocent.)Federal Food Safety GuidelinesHas your fridge or freezer turned off and the food is still inside? Apply the golden rule for food safety: "If In Doubt, Throw It Out." Below are general food safety and cleaning tips from the government's food safety guidelines.Contacting Others After a Disaster or TraumaThe most important thing to realize is that you are safe. Now, let others know how you are — and where you are.Disaster Assistance TimelineHere is a timeline breaking down how your local emergency management services, first responders and other organizations will respond after a natural disaster. Disaster Relief Financial Assistance OptionsExperts we've interviewed say that the severity of a natural disaster affects the time it takes to receive financial assistance.Handling Emotional and Physical Stress After a DisasterNatural disasters cause emotional and physical stress — and a host of reactions including anxiety, depression, difficulty concentrating, sadness, anger, fatigue, hopelessness, irrational fears, and nightmares.FEMA Common Misconceptions about Disaster AidHere are some common misconceptions about FEMA from FEMA.FEMA Questions to AskAs with an insurance agent, these questions for FEMA officials may confirm what you already know, or may help you understand what processes, timelines and what federal aid is available.FEMA Types of Disaster AidThe following information is from FEMA (Federal Emergency Management Agency).Filing for Federal Disaster ReliefFederal Disaster Relief is available after the President issues a disaster declaration for your area. Visit FEMA's (Federal Emergency Management Agency) site, to see if a disaster declaration has been made in your area.Helping Others Hit by DisasterImmediately or soon after an emergency or natural disaster, many people want to help. Here are some tips to help you help others. Review these, be safe, be smart.About the American Red CrossThe American Red Cross is a humanitarian organization led by volunteers, with a mission to provide relief to victims of disasters and help people prevent, prepare for, and respond to emergencies.In the News How to Get Disaster InformationMedia web sites are good resources for local information, breaking news and weather updates during and after natural disasters. Here are some ways to use the media to your best advantage.In the News Reporting on DisastersAfter a major disaster — fire, natural disaster or other catastrophe — the media will mostly like arrive on the scene. Here's what to know.Tax Tips After a DisasterAfter a disaster, fire or other major loss, bills and expenses can pile up quickly. Luckily, there are some IRS forms you can complete to receive immediate help and possibly get additional tax relief over the next few years. Who Will Help You After a Disaster?After a storm, local and regional authorities — such as police officers, firefighters, ambulance services and state or municipal service workers — may be dispatched to severely affected areas. Here's what to know.