Securing a Damaged Home
Here's what to do to safeguard your home after a storm or disaster.
- Call your insurance agent and ask about immediate protection you can take.
- Do not do anything without talking to your agent; it could affect settlements.
- Your reasonable expenses to protect your property are part of the loss and are generally reimbursed by insurance companies.
- Arrange to have doors, windows and other areas secured against unauthorized entry to ensure that no further damage occurs to the structure or contents.
Read our articles on How to Choose a Contractor or Restorer to learn more about what to look for when hiring a professional and provides tips on questions to ask.
|After A DisasterSpotting and Documenting Storm DamageJust had a storm blow through your town? Here Stephen Hadhazi, a public insurance adjuster and publisher of DocuDamage.com, an educational consumer website, offers his top tips on how to spot and document storm damage.Securing a Damaged HomeHere's what to do to safeguard your home after a storm or disaster.Safely Reentering an Evacuated HomeBe safe, be smart. If you've been displaced, all you may be able to think about is getting back home. Wait!Replacing Valuable DocumentsHere is contact information for replacing documents and records that have been damaged, destroyed or lost.Rebuilding and Renovating a Damaged HomeAny form of construction can be a lengthy process. Here are some starter tips to get started. Moving Back Home After a DisasterWhile it's very difficult to do, think of this as an extremely extended camping trip as you cope over the next few weeks and months.How to Choose a Contractor or RestorerHiring a contractor or a restorer can be costly, but professionals may be the best way to remove water and mold and get the job done right. Plus, professional restorers can provide helpful hints to prevent further damage.Home Repair and Renovation Steps to FollowFollow these steps to make sure your post-disaster restoration or rebuilding project is done right the first time.Documenting Fire and Storm DamageIf possible, document the internal and external damage ASAP. Talk with recovery officials regarding safety issues you should be aware of - safety first! - as well as key areas/items you should take pictures of.Cleaning Your Home After a Fire or StormAfter your insurance company representative has assessed the damage, you need to make a decision regarding the cleaning of your home and possessions.Home Safety After a DisasterWhat to know about utility service after a disaster.|